2025 IRS Annual Limits

The IRS has released the 2025 retirement plan limits, and as always, change is a constant in retirement planning. Staying on top of these updates is essential to make the most of your retirement savings.

For 2025, the contribution limits for IRA and Roth IRA accounts remain unchanged. However, 401(k), 403(b), 457 plans, as well as SEP and SIMPLE IRAs, now allow higher contributions compared to 2024.

   *Source: IRS.gov

While this is a summary of key limits, it’s important to be aware of additional factors that may affect your retirement strategy, such as income limitations for Roth IRAs. As always, we recommend reviewing your unique situation with a financial professional.

If you’re planning any life changes or anticipate adjustments to your financial situation in 2025, we’re here to help. Please don’t hesitate to reach out with any questions.

*The foregoing content reflects the opinions of Van Hulzen Asset Management DBA "Van Hulzen Financial Advisors" and is subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.