Uncertainty is part of investing—and it’s also the reason long-term investors are rewarded. Market corrections can be unsettling, prompting many to question their exposure to risk. Ironically, those moments of doubt—when prices are falling and emotions are running high—are often the least favorable times to make big changes. Markets begin to price in worst-case scenarios, and decisions made in haste can derail long-term plans.
Leaving a home to your child with special needs can be an act of love and protection, but it comes with real-world responsibilities and risks. Before deciding whether to transfer title outright, whether in their name or in trust, here are a few practical things to consider beyond the legal and benefits issues:
Graduation season is a time of celebration—of hard work, accomplishments, and the exciting road ahead. Whether your graduate is heading off to college, beginning their career, or launching a new adventure, this is also an opportunity to help them start building a strong financial foundation. If you’re thinking about how to commemorate this milestone, here are a few meaningful and forward-looking gift ideas to consider:
We turn uncertainty into clear, actionable advice. Our role isn’t just to give you information — it’s to translate your situation into specific next steps that you can understand and implement with confidence.
Did you know the average American changes jobs about 12 times during their career?* With each new opportunity often comes a new 401(k), and it’s easy for those old accounts to be forgotten or left unmanaged.
A well-crafted plan is only as strong as its implementation. By collaborating with an advisor who specializes in special needs planning, you can address unforeseen challenges and build a future that truly supports you and your loved ones. Just as you wouldn’t build a house without a trusted contractor, consider a special needs financial advisor an essential partner. Together, we can transform your plan into a lasting reality for your family.