RESOURCE LIBRARY

The recently passed One Big Beautiful Bill Act (OBBBA) brings both clarity and complexity to the tax code, and we want to make sure you’re equipped with the highlights.

We believe that protecting your family's financial health goes hand in hand with securing their overall well-being. Frequently, low-probability events are overlooked even if they carry severe implications for your well-being because many succumb to optimism bias, the “it won’t happen to us” thought process. One often-overlooked aspect of comprehensive planning is establishing a healthcare directive for your newly adult children. Once your child turns 18, they become legally responsible for their own healthcare decisions. But what happens if they’re suddenly unable to communicate those decisions themselves or still want your voice present in those circumstances? That’s where a healthcare directive—and the associated documents like HIPAA releases—become indispensable.

In today’s world, staying connected online has become essential for everything from reviewing accounts to paying bills and staying in touch with loved ones. However, with this convenience comes the responsibility of protecting yourself from potential threats. We want to share a few simple cybersecurity tips to help you navigate the online world safely and with confidence.

As markets go up and as markets go down, your retirement savings likely needs to be adjusted i.e. rebalanced, for the changing times. Recently we have experience a nearly 45% rally in stocks over the last 18 months (S&P 500 12/31/22-6/30/24), if you have not rebalanced your 401k, you are likely overweight stocks to your intended allocation and may be unintentionally risking more of your hard earned savings that intended.

Summer is the perfect time for international travel. Whether you're dreaming of a European adventure, a tropical getaway, or an exploration of exotic cultures, preparing for your journey includes more than just packing your bags. Ensuring you have a reliable and secure way to access your money abroad is crucial. This is where the Schwab Debit Card comes into play, offering unparalleled benefits and safety features that provide peace of mind on your travels.

Inheriting an Individual Retirement Arrangement (IRA) account used to be a straightforward process, but changes in tax laws outlined in the SECURE Act of 2019 have brought some important modifications, especially for “non-spousal” beneficiaries. If you've inherited an IRA or a Roth IRA or you're planning for your beneficiaries, it's crucial to understand the new rules.